How to Get a Mortgage: Start With Good Document Habits



Getting a mortgage can feel daunting, but with good organisation, you’re halfway there. One of our top tips at Caboodle Financial Services: gather and keep your financial documents organised before you start.

Lenders always require recent proofs of income (like payslips), expenses, and savings—these show you can manage repayments. At Caboodle, we walk you through:

  • Free initial chats to understand your needs.
  • A “Fact Find” to ensure all your information is ready.
  • Personalised mortgage recommendations with clear documentation needs.
  • Full support filling forms, and we handle communication with solicitors and estate agents.
  • Ongoing contact after your mortgage completes, with regular reviews to make sure your deal stays competitive.

Remember: Keep all your statements, income proofs, and related paperwork together—this small step can make your mortgage application quicker and far less stressful!

Visit Caboodle’s guide for detailed steps and extra resources.

Disclaimer: Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Most buy-to-let mortgages are not regulated by the Financial Conduct Authority.

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