Caboodle Finance

When you’re choosing a mortgage, the lowest headline rate doesn’t always mean the best overall value. Fees, incentives, flexibility, and your personal circumstances all matter—and getting the right fit can make a real difference to your monthly budget and long‑term plans. Whether you’re a first-time buyer, moving home, or looking to remortgage, expert guidance can help you compare your options with confidence and choose a deal that works for you. 👉 Read more here: https://caboodlefinance.co.uk/mortgage-advisors-in-sutton-coldfield-birmingham/ Your home may be repossessed if you do not keep up repayments on your mortgage. Most buy-to-let mortgages are not regulated by the Financial Conduct Authority.

Are you confused about what the new Autumn Budget means for homebuyers, landlords, or property investors? The 2025 Autumn Budget has introduced several key changes that could significantly impact your mortgage and property decisions. Caboodle Financial Services has all the answers you need right here. Understanding the Budget's Impact on UK Property Every year, the government's budget announcement sends ripples through the property market. This year is no different. Whether you're a first-time buyer trying to get on the property ladder, a homeowner looking to remortgage, or a landlord managing a portfolio, these five key changes deserve your attention. The 5 Key Changes You Need to Know 1. Mansion Tax on High-Value Properties What's Changing? From 2028-29, a new 'mansion tax' will apply to residential properties valued at over £2 million. While this won't affect the majority of homebuyers, it represents a significant shift in how the government approaches ta...

Getting a mortgage can feel daunting, but with good organisation, you’re halfway there. One of our top tips at Caboodle Financial Services: gather and keep your financial documents organised before you start. Lenders always require recent proofs of income (like payslips), expenses, and savings—these show you can manage repayments. At Caboodle, we walk you through: Free initial chats to understand your needs. A “Fact Find” to ensure all your information is ready. Personalised mortgage recommendations with clear documentation needs. Full support filling forms, and we handle communication with solicitors and estate agents. Ongoing contact after your mortgage completes, with regular reviews to make sure your deal stays competitive. Remember:  Keep all your statements, income proofs, and related paperwork together—this small step can make your mortgage application quicker and far less stressful! Visit  Caboodle’s guide  for detailed steps and extra resources. Disclaimer: Your ...